The Annual vs. Monthly IRA Contribution Timing Experiment October 2015 Update.
Annual Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 614.12 | 18.74 | 11,120.63 | 11,508.53 | 387.90 |
Account Summary:
- No account transactions to report.
Monthly Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 550.93 | 18.74 | 10,199.65 | 10,324.28 | 124.63 |
Account Summary:
- 10/01/2015 – Contributed $458.33
- 10/01/2015 – Purchased mutual fund (VTIVX)
Annual vs. Monthly IRA Account Comparison
| Account | % Monthly Return | Total % Gain/Loss |
|---|---|---|
| Annual | 6.48 | 3.49 |
| Monthly | 6.47 | 1.22 |
Analysis:
- This is a late update without any economic/market analysis.
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