The Annual vs. Monthly IRA Contribution Timing Experiment January 2014 Update.
Annual Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 312.50 | 17.21 | 5,500.00 | 5,378.13 | -121.87 |
Account Summary:
- No account transactions to report.
Monthly Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 56.82 | 17.21 | 1,000.00 | 977.84 | -22.16 |
Account Summary:
- No account transactions to report.
Annual vs. Monthly IRA Account Comparison
| Account | % Monthly Return | Total % Gain/Loss |
|---|---|---|
| Annual | -2.22 | -2.22 |
| Monthly | -2.22 | -2.22 |
Analysis:
- The first month showed a loss of -2.22% in each account.
- Differences in performance will begin to show after the second full month when there have been additional contributions to the Monthly Contribution account.
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