The Annual vs. Monthly IRA Contribution Timing Experiment April 2014 Update.
Annual Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 312.50 | 18.15 | 5,500.00 | 5,671.87 | 171.87 |
Account Summary:
- No account transactions to report.
Monthly Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 126.51 | 18.15 | 2,227.00 | 2,296.16 | 69.16 |
Account Summary:
- 04/01/2014 – Contributed $409.00
- 04/01/2014 – Purchased mutual fund (VTIVX)
Annual vs. Monthly IRA Account Comparison
| Account | % Monthly Return | Total % Gain/Loss |
|---|---|---|
| Annual | 0.50 | 3.12 |
| Monthly | 0.38 | 3.11 |
Analysis:
- The markets reacted wildly throughout the month, but ended fairly flat again in the month of April.
- A lot of poor corporate earnings from the first quarter were blamed on the harsh winter in the Northeast region.
- Hiring, and the overall economy seem to be growing slowly.
- Both experimental accounts’ performance are back in line.
Talk to me, Goose.