The Annual vs. Monthly IRA Contribution Timing Experiment May 2015 Update.
Annual Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 614.12 | 19.50 | 11,120.63 | 11,975.26 | 854.63 |
Account Summary:
- No account transactions to report.
Monthly Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 428.05 | 19.50 | 7,908.00 | 8,347.05 | 439.05 |
Account Summary:
- 05/01/2015 – Contributed $458.33
- 05/01/2015 – Purchased mutual fund (VTIVX)
Annual vs. Monthly IRA Account Comparison
| Account | % Monthly Return | Total % Gain/Loss |
|---|---|---|
| Annual | 0.46 | 7.69 |
| Monthly | 0.43 | 5.55 |
Analysis:
- This is a late update – so I’m not including any economic analysis as it won’t be useful.
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