The Annual vs. Monthly IRA Contribution Timing Experiment June 2015 Update.
Annual Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 614.12 | 19.47 | 11,120.63 | 11,956.84 | 836.21 |
Account Summary:
- No account transactions to report.
Monthly Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 451.56 | 19.47 | 8,366.33 | 8,791.83 | 425.50 |
Account Summary:
- 06/01/2015 – Contributed $458.33
- 06/01/2015 – Purchased mutual fund (VTIVX)
Annual vs. Monthly IRA Account Comparison
| Account | % Monthly Return | Total % Gain/Loss |
|---|---|---|
| Annual | -0.15 | 7.52 |
| Monthly | -0.15 | 5.09 |
Analysis:
- This is a late update – so I’m not including any economic analysis as it won’t be useful.
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