Money, Nursing, Food, Life.
by Long Pham
There is no more time for excuses. Don’t wait until tomorrow to change your life. Start today – the time for action is now.
If you’re reading this, you must have some interest in having financial freedom. Don’t make any excuses on why you can’t do it or why it won’t work for you. You Continue Reading
by Long Pham
What’s the point of saving? What if I die young? In other words, what if my money outlives me? Shouldn’t I enjoy my money while I can?
What if you don’t die young? What if you do outlive your money? What if you’re old and you realize that you have nothing?
I urge Continue Reading
by Long Pham
It’s tough to be honest. It’s especially tough when everyone around you is lying to themselves.
Amazing trips, parties, booze, cars, boats, off-road vehicles, furniture, and electronics – the list goes on and on. Not a day goes by when I don’t hear about something new from people I know, whether it be in person Continue Reading
by Long Pham
The Monthly vs. Annual lump-sum IRA contribution timing experiment July 2013 update.
| Fund | Shares | Price | Cost Basis | Market Value | Gain/Loss | Gain/Loss % |
|---|---|---|---|---|---|---|
| VTSMX | 202.69 | 42.50 | 6,921.06 | 8,614.32 | 1,693.26 | 24.47 |
| VGTSX | 187.90 | 15.35 | 2,694.52 | 2,884.27 | 189.75 | 7.04 |
| VBMFX | 103.72 | 10.67 | 1,143.29 | 1,106.65 | -36.64 | -3.20 |
| Totals: | 10,758.87 | 12,605.24 | 1,846.37 | 17.16 |
Account Summary : Continue Reading
by Long Pham
It’s been a busy few months for me. Unfortunately, I had to put some house work at the top of my priorities, so I had to put off any real blogging activity for the past couple of months. It was tough for me to do because I finally felt like I was getting some traction. Continue Reading
by Long Pham
The Monthly vs. Annual lump-sum IRA contribution timing experiment June 2013 update.
| Fund | Shares | Price | Cost Basis | Market Value | Gain/Loss | Gain/Loss % |
|---|---|---|---|---|---|---|
| VTSMX | 202.69 | 40.29 | 6,921.06 | 8,166.38 | 1,245.32 | 17.99 |
| VGTSX | 187.90 | 14.68 | 2,694.52 | 2,758.38 | 63.86 | 2.37 |
| VBMFX | 103.51 | 10.67 | 1,141.12 | 1,104.48 | -36.64 | -3.21 |
| Totals: | 10,756.70 | 12,029.24 | 1,272.54 | 11.83 |
Account Summary : Continue Reading
