Money, Nursing, Food, Life.
by Long Pham
The Monthly vs. Annual lump-sum IRA contribution timing experiment May 2013 update.
| Fund | Shares | Price | Cost Basis | Market Value | Gain/Loss | Gain/Loss % |
|---|---|---|---|---|---|---|
| VTSMX | 201.80 | 40.99 | 6,885.54 | 8,271.73 | 1,386.19 | 20.13 |
| VGTSX | 185.48 | 15.45 | 2,659.46 | 2,865.74 | 206.28 | 7.76 |
| VBMFX | 103.32 | 10.87 | 1,139.03 | 1,123.05 | -15.98 | -1.40 |
| Totals: | 10,684.03 | 12,260.52 | 1,576.49 | 14.76 |
Account Summary : Continue Reading
by Long Pham
Happy 5-29 Day!
There are many ways to save for college. Of the two types of education investment accounts, the 529 college savings plan is the most popular tax-advantaged account being used today. They’re popular because some states allow residents to take a tax deduction for contributions, they have high contribution limits, generous beneficiary Continue Reading
by Long Pham
The Monthly vs. Annual lump-sum IRA contribution timing experiment April 2013 update.
| Fund | Shares | Price | Cost Basis | Market Value | Gain/Loss | Gain/Loss % |
|---|---|---|---|---|---|---|
| VTSMX | 201.798 | 40.06 | 6,885.54 | 8,084.05 | 1,198.51 | 17.41 |
| VGTSX | 185.48 | 15.92 | 2,695.46 | 2,952.91 | 293.45 | 11.03 |
| VBMFX | 103.12 | 11.08 | 1,136.89 | 1,142.57 | 5.68 | 0.50 |
| Totals: | 10,681.89 | 12,179.53 | 1,497.64 | 14.02 |
Account Summary : Continue Reading
by Long Pham
What is the difference between Financial Freedom and Financial Independence? Most people will tell you that they mean the same thing. They’ll say that it’s just a difference in terminology that can be used interchangeably. I won’t say that those people are wrong, but I have a slight difference in opinion.
by Long Pham
By Catey Hill, courtesy of Zillow
The super-low interest rates mortgage companies are now offering make refinancing tempting. Who wouldn’t want a rate just around 3 percent? Refinancing can help build equity in a home faster, shorten the loan term, lower monthly mortgage payments, lessen the amount of interest owed and more. But refinancing isn’t Continue Reading
by Long Pham
Like most people, I grew up with a particular idea of what the “American Dream” should be. All I knew was that if studied hard and worked hard I could become successful and fulfill my dreams. It’s too bad that no one educates you on all the stuff in between and that the dream is Continue Reading
