Money, Nursing, Food, Life.
by Long Pham
The USAA Cash Rewards American Express Card will appeal to consumers with excellent credit looking to maximize their cash back rebate. This credit card gives you the backing of two companies that are known for their superior customer service and excellent financial products.
Cardholders receive the following benefits:
by Long Pham
The deadline to switch from paper checks to electronic payments, or direct deposit, for payments of Social Security, VA, or other federal benefits from the U.S. Treasury is by March 1, 2013.
The mandatory change is expected to save taxpayers $120 million a year. Recipients, or those who will be applying for federal benefits Continue Reading
by Long Pham
I have to admit, I was pretty skeptical about The 4-Hour Workweek (4HWW) when I picked it up. I figured it was going to be a gimmicky book on how to make money fast and easily on the internet. In fact, some of the book is about that particular topic. However, I found that I Continue Reading
by Long Pham
Fidelity Investments reported that the average balance of a 401(k) account grew to a record $77,300 at the end of 2012. This is an 11.87% increase from 2011’s average 401(k) balance of $69,100. Further, Fidelity says participants saved an average of 8% of their annual salary. When employer contributions (matching) is included, the amount increased Continue Reading
by Long Pham
The Monthly vs. Annual lump-sum IRA contribution timing experiment January 2013 update.
| Fund | Shares | Price | Cost Basis | Market Value | Gain/Loss | Gain/Loss % |
|---|---|---|---|---|---|---|
| VTSMX | 200.94 | 37.60 | 6,852.18 | 7,555.31 | 703.13 | 10.26 |
| VGTSX | 185.04 | 15.48 | 2,652.61 | 2,864.38 | 211.77 | 7.98 |
| VBMFX | 102.38 | 10.99 | 1,128.77 | 1,125.19 | -3.58 | -0.32 |
| Totals: | 10,633.56 | 11,544.88 | 911.32 | 8.57 |
Account Summary : Continue Reading
by Long Pham
It wasn’t really that long ago when people used to work for one employer their entire life. That was when the reward of a pension was commonplace.
With the proliferation of the 401(k) account that puts retirement planning squarely on the shoulders of the employee, changes have occurred in our culture that makes changing careers Continue Reading
