Money, Nursing, Food, Life.
by Long Pham
Saving in regular taxable investment accounts can be a great way to build wealth. Provided you structure your portfolio correctly; taxable accounts can be used to provide tax-efficient investing through capital gains management, give you the ability to use tax gain/loss harvesting to reduce current and future tax liabilities, and diversify your holdings.
Before you Continue Reading
by Long Pham
The Monthly vs. Yearly IRA contribution timing experiment June 2012 update.
| Fund | Shares | Price | Cost Basis | Market Value | Gain/Loss | Gain/Loss % |
|---|---|---|---|---|---|---|
| VTSMX | 103.23 | 33.90 | 3,280.56 | 3,499.48 | 218.92 | 6.67 |
| VGTSX | 93.07 | 13.53 | 1,250.00 | 1,259.31 | 9.31 | 0.74 |
| VBMFX | 46.20 | 11.10 | 507.33 | 512.83 | 5.49 | 1.08 |
| Totals: | 5,037.89 | 5,271.62 | 233.72 | 4.64 |
Account Summary :
by Long Pham
It’s been over a month since I’ve last updated. I had to sacrifice my part-time writing to get things in order in anticipation of the arrival of my baby girl. This included finishing the nursery, escorting my parents to their medical appointments, attending childbirth classes, and many other family responsibilities. It is my hope, since Continue Reading
by Long Pham
The Monthly vs. Yearly IRA contribution timing experiment May 2012 update.
| Fund | Shares | Price | Cost Basis | Market Value | Gain/Loss | Gain/Loss % |
|---|---|---|---|---|---|---|
| VTSMX | 102.74 | 32.78 | 3,264.33 | 3,367.82 | 103.49 | 3.17 |
| VGTSX | 93.07 | 12.77 | 1,250.00 | 1,188.57 | -61.43 | -4.91 |
| VBMFX | 46.10 | 11.12 | 506.22 | 512.64 | 6.42 | 1.27 |
| Totals: | 5,020.55 | 5,069.03 | 48.48 | 0.97 |
Account Summary :
by Long Pham
Education is is easily one of the top priorities parents have for their children. If you are financially stable and your children have aspirations to achieve a university level degree, you probably still have a lot to worry about.
How will I pay for it?
That’s a big question. If you remember my quote from Continue Reading
by Long Pham
Home ownership has long been the cornerstone of the American dream. In an age where social media has made “Keeping up with the Joneses” a necessity, buying a home remains one of the top social status markers. It’s a sign that you’ve made it, right?
Perhaps it’s because home ownership can take on so many Continue Reading
