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12 Ways You Can Save Money On Gas

April 4, 2012 by Long Pham

How to save money on gas is a common theme in the news just before every summer when gas prices tend to rise. Consumers are seeing gas prices creep higher, making $4 – $5 per gallon for gas a common sight.

There are many reasons why we see this occurrence every year. Besides being the Continue Reading

Review – Who Moved My Cheese? by Spencer Johnson

March 28, 2012 by Long Pham

Who Moved My Cheese? by Spencer Johnson is a short (under 100 pages) self-help book that touts itself as “An A-Mazing Way to Deal with Change in Your Work and in Your Life.” The author depicts life in a very simple manner where two mice and two “littlepeople” have to deal with unexpected change.

My

Continue Reading

Making Your IRA Sexy With Koa Tree Investments

March 21, 2012 by Long Pham

I’ve always thought that IRAs were pretty sexy. Being able to invest money in an account that grows tax-free, with tax-free withdrawals on all of the gains (as in the case with qualified distributions from a Roth IRA) is an extremely generous incentive to save for retirement. Pretty sexy, until The Wall Street Journal burst Continue Reading

The Smart Guide On How To Sell A Used Car

March 8, 2012 by Long Pham

If you’ve been thinking about selling a used car recently, you’ve got great timing. It’s never been a better time to sell. Used car prices have been rising since the beginning of the financial crisis. They are in demand and are in low supply. Here are some things to think about when selling your vehicle. Continue Reading

Monthly vs. Yearly IRA Contribution Experiment – February 2012 Update

March 6, 2012 by Long Pham

The Monthly vs. Yearly IRA contribution timing experiment February 2012 update.

Yearly Contribution Roth IRA

Fund Shares Price Cost Basis Market Value Gain/Loss Gain/Loss %
VTSMX 102.33 34.28 3,250.00 3,507.87 257.87 7.93
VGTSX 93.07 14.73 1,250.00 1,371.00 121.00 9.68
VBMFX 45.75 11.04 502.33 505.05 2.72 .54
Totals: 5,002.33 5,383.92 381.59 7.63

Account Summary :

  • 02/29/2012
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The Types Of Individual Retirement Accounts (IRA)

February 29, 2012 by Long Pham

An Individual Retirement Arrangement (IRA) account is a type of retirement account anyone can set up, as long as they have earned income. In this article, I will be introducing the types of IRA accounts and what they mean to you. Everyone should have an IRA account. An IRA plays an important part of your Continue Reading

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