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What Financial Advisors Do And How They Can Help You

January 26, 2012 by Long Pham

A financial advisor is someone who analyzes a client’s current situation, learns what their goals are, and develops a plan in order for them to reach that goal. Most often, financial advisors or financial planners focus on retirement, estate planning, debt reduction, and education savings. They help clients meet their goals by getting them on Continue Reading

The Best Ways To Use Lunar New Years Lucky Money

January 24, 2012 by Long Pham

It’s the day after the Lunar New Year (widely known at Chinese New Year), and your child’s pockets are stuffed with red envelopes full of lucky money. They’re ready to go out and spend it all on the latest video game or some other high-tech toy to occupy their free time. Before you take them Continue Reading

The Types Of Employer Retirement Accounts

January 18, 2012 by Long Pham

Now that you know about the basic types of investment products, you may be wondering, “Where do I put my money?” There are a lot of investment accounts, each suited for different purposes. The main category you need to focus on is retirement. The main reason is because retirement investment accounts are tax sheltered or Continue Reading

How To Pay Less For Internet Service

January 13, 2012 by Long Pham

Why I Pay Less For Internet Service Than You Do

Because the government allows regulated monopolies on services like cable and phone, we are often limited on what choices we have when it comes to the delivery of internet services to our home. When I bought my home, I discovered that my only real choices Continue Reading

Can Budget For Wealth Become The Best Personal Finance Blog?

January 10, 2012 by Long Pham

When I started tinkering with the idea to start a personal finance blog, I thought I was being unique and I could appeal to many readers who had a desire to learn more about money management, debt reduction, and building wealth through investing. Boy, was I wrong! There are hundreds, if not thousands of personal Continue Reading

An Overview Of The Different Types Of Investments

January 5, 2012 by Long Pham

There are many different types of investments to choose from. The choices available make it difficult for the average investor to understand what is appropriate for them, or what they even are. If you are a beginner, or only invest in employer-provided 401k style plans at this time, then your focus should be on mutual Continue Reading

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