Hey guys. I don’t promote things that I am not a big believer in or don’t use myself. I have been using Quicken for over ten years to keep track of my finances. I think it’s a much better way to organize your financial life than the automatic online websites or apps. In fact, if Continue Reading
Starting Over
I started this blog at the end of 2011. Over the past couple of years, I have had a couple false starts and very poor success at gaining a solid readership. I can’t really blame anyone. I did a very bad job at writing consistently and doing things that other bloggers do to promote their Continue Reading
Personal Update – 4th Quarter 2013
Like the previous quarter, I haven’t put much time and effort into this blog during the last quarter. I haven’t had much motivation to write about financial topics – and the truth is, I stopped caring for a while. It’s probably because I think that most people don’t care anyway. Debt lives on, lifestyles get Continue Reading
Monthly vs. Annual IRA Contribution Experiment – December 2013 Update
The Monthly vs. Annual lump-sum IRA contribution timing experiment December 2013 update.
Annual Contribution Roth IRA
| Fund | Shares | Price | Cost Basis | Market Value | Gain/Loss | Gain/Loss % |
|---|---|---|---|---|---|---|
| VTSMX | 204.62 | 46.67 | 7,007.07 | 9,549.80 | 2,542.79 | 36.29 |
| VGTSX | 190.38 | 16.75 | 2,734.84 | 3,188.88 | 454.04 | 16.60 |
| VBMFX | 104.89 | 10.56 | 1,155.76 | 1,107.63 | -48.13 | -4.16 |
| Totals: | 10,897.61 | 13,846.31 | 2,947.70 | 27.06 |
Account Summary : Continue Reading
Monthly vs. Annual IRA Contribution Experiment – November 2013 Update
The Monthly vs. Annual lump-sum IRA contribution timing experiment November 2013 update.
Annual Contribution Roth IRA
| Fund | Shares | Price | Cost Basis | Market Value | Gain/Loss | Gain/Loss % |
|---|---|---|---|---|---|---|
| VTSMX | 203.61 | 45.70 | 6,960.79 | 9,304.98 | 2,344.19 | 33.68 |
| VGTSX | 188.71 | 16.69 | 2,707.67 | 3,149.57 | 441.90 | 16.32 |
| VBMFX | 104.58 | 10.66 | 1,152.51 | 1,114.84 | -37.67 | -3.27 |
| Totals: | 10,820.97 | 13,569.39 | 2,748.42 | 25.40 |
Account Summary : Continue Reading
Quicken Black Friday/Cyber Monday Sale
If you don’t already track your income and expenses, you need to get started now. I started using Quicken in 2003 and have been very happy with the way it has kept my finances organized throughout the years.
I use it to automatically keep track of paychecks (so I can project income), notify me of Continue Reading
