The Annual vs. Monthly IRA Contribution Timing Experiment July 2015 Update.
Annual Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 614.12 | 19.26 | 11,120.63 | 11,827.87 | 707.24 |
Account Summary:
- No account transactions to report.
Monthly Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 475.10 | 19.26 | 8,824.66 | 9,150.39 | 325.73 |
Account Summary:
- 07/01/2015 – Contributed $458.33
- 07/01/2015 – Purchased mutual fund (VTIVX)
Annual vs. Monthly IRA Account Comparison
| Account | % Monthly Return | Total % Gain/Loss |
|---|---|---|
| Annual | -1.08 | 6.36 |
| Monthly | -1.08 | 3.69 |
Analysis:
- This is a late update – so I’m not including any economic analysis as it won’t be useful.
Talk to me, Goose.