The Annual vs. Monthly IRA Contribution Timing Experiment March 2015 Update.
Annual Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 614.12 | 19.07 | 11,120.63 | 11,711.19 | 590.56 |
Account Summary:
- No account transactions to report.
Monthly Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 380.56 | 19.07 | 7,257.36 | 7,257.36 | 266.02 |
Account Summary:
- 03/01/2015 – Contributed $458.33
- 03/02/2015 – Purchased mutual fund (VTIVX)
Annual vs. Monthly IRA Account Comparison
| Account | % Monthly Return | Total % Gain/Loss |
|---|---|---|
| Annual | -1.14 | 5.31 |
| Monthly | -1.16 | 3.80 |
Analysis:
- The markets reacted to the Fed announcement that they may raise short-term interest rates.
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