The Annual vs. Monthly IRA Contribution Timing Experiment May 2014 Update.
Annual Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 312.50 | 18.50 | 5,500.00 | 5,781.25 | 281.25 |
Account Summary:
- No account transactions to report.
Monthly Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 149.03 | 18.50 | 2,636.00 | 2,757.09 | 121.09 |
Account Summary:
- 05/01/2014 – Contributed $409.00
- 05/01/2014 – Purchased mutual fund (VTIVX)
Annual vs. Monthly IRA Account Comparison
| Account | % Monthly Return | Total % Gain/Loss |
|---|---|---|
| Annual | 1.93 | 5.11 |
| Monthly | 1.92 | 4.59 |
Analysis:
- I haven’t been following the stock market and related news lately, but it looks like investments bumped back up – causing the Annual Roth IRA to pull back in the lead.
Talk to me, Goose.