The Annual vs. Monthly IRA Contribution Timing Experiment November 2015 Update.
Annual Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 614.12 | 18.71 | 11,120.63 | 11,490.11 | 369.48 |
Account Summary:
- No account transactions to report.
Monthly Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 575.13 | 18.71 | 10,657.98 | 10,760.76 | 102.78 |
Account Summary:
- 11/01/2015 – Contributed $458.33
- 11/02/2015 – Purchased mutual fund (VTIVX)
Annual vs. Monthly IRA Account Comparison
| Account | % Monthly Return | Total % Gain/Loss |
|---|---|---|
| Annual | -0.16 | 3.32 |
| Monthly | -0.20 | 0.96 |
Analysis:
- This is a late update without any economic/market analysis.
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