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Retirement Accounts For The Self Employed

May 10, 2012 by Long Pham

Being self-employed has a lot of benefits. You can set your own hours, work from home in your pajamas, and can give yourself as much vacation time as you want (or can afford). I can think of many more silver linings to promote working for yourself, but there are some drawbacks to think about.

Working Continue Reading

Monthly vs. Yearly IRA Contribution Experiment – April 2012 Update

May 3, 2012 by Long Pham

The Monthly vs. Yearly IRA contribution timing experiment April 2012 update.

Yearly Contribution Roth IRA

Fund Shares Price Cost Basis Market Value Gain/Loss Gain/Loss %
VTSMX 102.74 34.96 3,264.33 3,591.80 327.47 10.03
VGTSX 93.07 14.36 1,250.00 1,336.56 86.56 6.92
VBMFX 46.00 11.04 505.09 507.83 2.74 .54
Totals: 5,019.42 5,436.19 416.77 8.30

Account Summary :

  • 04/30/2012
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It’s Not Having What You Want, It’s Wanting What You’ve Got

April 25, 2012 by Long Pham

I heard Sheryl Crow’s hit song playing on the radio while driving home the other day. It really summarizes the changes I have made to my life in the past three months.

It’s not having what you want, it’s wanting what you’ve got.

(Sheryl Crow. “Soak Up The Sun.” Lyrics. C’mon, C’mon. A&M Records,

Continue Reading

Adjusting Your Tax Withholding Is Your Patriotic Duty

April 17, 2012 by Long Pham

Today is the deadline to pay any taxes owed, or file a tax return. If you have to pay, I can certainly understand why you have procrastinated. It’s always a good idea to put off paying taxes or bills as long as you can (without being late) in order to keep earning interest on your Continue Reading

Budget For Wealth Press Release Published On Yahoo!

April 13, 2012 by Long Pham

Did you catch Budget For Wealth’s latest press release?

I’m working hard to publish stories that you can relate to, and provide information that you can act on. A press release is just one of the tools I use in internet marketing in order to spread the word about Budget For Wealth to the Continue Reading

Monthly vs. Yearly IRA Contribution Experiment – March 2012 Update

April 11, 2012 by Long Pham

The Monthly vs. Yearly IRA contribution timing experiment March 2012 update.

Yearly Contribution Roth IRA

Fund Shares Price Cost Basis Market Value Gain/Loss Gain/Loss %
VTSMX 102.74 35.19 3,264.33 3,615.43 351.10 10.76
VGTSX 93.07 14.62 1,250.00 1,360.76 110.76 8.86
VBMFX 45.90 10.94 503.96 502.11 -1.85 -0.37
Totals: 5,018.29 5,478.30 460.01 9.17

Account Summary :

  • 03/23/2012
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