It’s been a busy few months for me. Unfortunately, I had to put some house work at the top of my priorities, so I had to put off any real blogging activity for the past couple of months. It was tough for me to do because I finally felt like I was getting some traction. Continue Reading
Monthly vs. Annual IRA Contribution Experiment – June 2013 Update
The Monthly vs. Annual lump-sum IRA contribution timing experiment June 2013 update.
Annual Contribution Roth IRA
| Fund | Shares | Price | Cost Basis | Market Value | Gain/Loss | Gain/Loss % |
|---|---|---|---|---|---|---|
| VTSMX | 202.69 | 40.29 | 6,921.06 | 8,166.38 | 1,245.32 | 17.99 |
| VGTSX | 187.90 | 14.68 | 2,694.52 | 2,758.38 | 63.86 | 2.37 |
| VBMFX | 103.51 | 10.67 | 1,141.12 | 1,104.48 | -36.64 | -3.21 |
| Totals: | 10,756.70 | 12,029.24 | 1,272.54 | 11.83 |
Account Summary : Continue Reading
Monthly vs. Annual IRA Contribution Experiment – May 2013 Update
The Monthly vs. Annual lump-sum IRA contribution timing experiment May 2013 update.
Annual Contribution Roth IRA
| Fund | Shares | Price | Cost Basis | Market Value | Gain/Loss | Gain/Loss % |
|---|---|---|---|---|---|---|
| VTSMX | 201.80 | 40.99 | 6,885.54 | 8,271.73 | 1,386.19 | 20.13 |
| VGTSX | 185.48 | 15.45 | 2,659.46 | 2,865.74 | 206.28 | 7.76 |
| VBMFX | 103.32 | 10.87 | 1,139.03 | 1,123.05 | -15.98 | -1.40 |
| Totals: | 10,684.03 | 12,260.52 | 1,576.49 | 14.76 |
Account Summary : Continue Reading
My 529 College Savings Day Story
Happy 5-29 Day!
There are many ways to save for college. Of the two types of education investment accounts, the 529 college savings plan is the most popular tax-advantaged account being used today. They’re popular because some states allow residents to take a tax deduction for contributions, they have high contribution limits, generous beneficiary Continue Reading
Monthly vs. Annual IRA Contribution Experiment – April 2013 Update
The Monthly vs. Annual lump-sum IRA contribution timing experiment April 2013 update.
Annual Contribution Roth IRA
| Fund | Shares | Price | Cost Basis | Market Value | Gain/Loss | Gain/Loss % |
|---|---|---|---|---|---|---|
| VTSMX | 201.798 | 40.06 | 6,885.54 | 8,084.05 | 1,198.51 | 17.41 |
| VGTSX | 185.48 | 15.92 | 2,695.46 | 2,952.91 | 293.45 | 11.03 |
| VBMFX | 103.12 | 11.08 | 1,136.89 | 1,142.57 | 5.68 | 0.50 |
| Totals: | 10,681.89 | 12,179.53 | 1,497.64 | 14.02 |
Account Summary : Continue Reading
The Difference Between Financial Freedom And Financial Independence
What is the difference between Financial Freedom and Financial Independence? Most people will tell you that they mean the same thing. They’ll say that it’s just a difference in terminology that can be used interchangeably. I won’t say that those people are wrong, but I have a slight difference in opinion.
