Money, Nursing, Food, Life.
by Long Pham
The Monthly vs. Annual lump-sum IRA contribution timing experiment January 2013 update.
| Fund | Shares | Price | Cost Basis | Market Value | Gain/Loss | Gain/Loss % |
|---|---|---|---|---|---|---|
| VTSMX | 200.94 | 37.60 | 6,852.18 | 7,555.31 | 703.13 | 10.26 |
| VGTSX | 185.04 | 15.48 | 2,652.61 | 2,864.38 | 211.77 | 7.98 |
| VBMFX | 102.38 | 10.99 | 1,128.77 | 1,125.19 | -3.58 | -0.32 |
| Totals: | 10,633.56 | 11,544.88 | 911.32 | 8.57 |
Account Summary : Continue Reading
by Long Pham
It wasn’t really that long ago when people used to work for one employer their entire life. That was when the reward of a pension was commonplace.
With the proliferation of the 401(k) account that puts retirement planning squarely on the shoulders of the employee, changes have occurred in our culture that makes changing careers Continue Reading
by Long Pham
Saving is the process of deferring consumption now so that you can have a greater amount to spend later, or have funds to draw upon when you no longer have a regular income. Forget about consumption. Thanks to the power of compound interest, saving will set you free!
Compound interest is Continue Reading
by Long Pham
A week ago, I spent a little time reading about frequent flyer miles and how people go out of their way to boost their points or optimize their earnings. It’s a little crazy how people use a combination of airline branded credit cards and flight schedules in order to maintain their elite flying status. Of Continue Reading
by Long Pham
Last this week, I was reading Individual Investors Help Drive Stock Surge in The Wall Street Journal. The opening sentence, “Small investors are jumping back into the stock market after abandoning it during the financial crisis” got me thinking about why this is happening.
The market is reaching levels not seen since 2007, prior to Continue Reading
by Long Pham
From time to time I’ll be reviewing credit card offers. To help create a fair system in which to review the credit cards, I have developed a systematic review process to grade the offers.
I will be reviewing offers that I have an affiliate relationship with as well as those that I do not have Continue Reading
