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Annual vs. Monthly IRA Contribution Experiment – January 2015 Update

February 10, 2015 by Long Pham

The Annual vs. Monthly IRA Contribution Timing Experiment January 2015 Update.

Annual Contribution Roth IRA

Shares Price Total Cost Market Value $ Gain/Loss
614.12 18.37 11,120.63 11,281.31 160.68

Account Summary:

  • 01/01/2015 – Contributed $5,500.00
  • 01/02/2015 – Purchased mutual fund (VTIVX)

Monthly Contribution Roth IRA

Shares Price Total Cost Market Value $ Gain/Loss
332.21 18.37 6,074.68
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Intuit Sale: Quicken 50% Off, TurboTax 25% Off

February 5, 2015 by Long Pham

If you are a do-it-yourself kind of person like I am, you rely on personal finance management and tax software to stay fiscally organized and stay up to date with the latest changes in the tax code. Unless you’ve got a painfully complex situation, it’s rather easy and not unreasonably time consuming to take care Continue Reading

The State of Budget For Wealth

January 27, 2015 by Long Pham

Hi there. It’s Long. Remember me?

Yeah, I know. It’s been a long time since I’ve written anything of real substance. I’ve only been updating the site with performance reports from the second iteration of the Roth IRA Contribution Timing Experiment. For all four of you that read the blog, I’m sorry.

Website Design 

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Annual vs. Monthly IRA Contribution Experiment – December 2014 Update

January 20, 2015 by Long Pham

The Annual vs. Monthly IRA Contribution Timing Experiment December 2014 Update.

Annual Contribution Roth IRA

Shares Price Total Cost Market Value $ Gain/Loss
318.89 18.65 5,620.63 5,947.35 326.72

Account Summary:

  • 12/29/2014 – Reinvested Dividend of $119.69
  • 12/29/2014 – Reinvested Short Term Capital Gain Distribution of $0.94

Monthly Contribution Roth IRA

Shares Price Total Cost Market
Continue Reading

Annual vs. Monthly IRA Contribution Experiment – November 2014 Update

December 9, 2014 by Long Pham

The Annual vs. Monthly IRA Contribution Timing Experiment November 2014 Update.

Annual Contribution Roth IRA

Shares Price Total Cost Market Value $ Gain/Loss
312.50 19.22 5,500.00 6,006.25 506.25

Account Summary:

  • No account transactions to report.

Monthly Contribution Roth IRA

Shares Price Total Cost Market Value $ Gain/Loss
279.96 19.22 5,090.00 5,380.91 290.91

Account Summary:

  • 11/01/2014
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Annual vs. Monthly IRA Contribution Experiment – October 2014 Update

November 18, 2014 by Long Pham

The Annual vs. Monthly IRA Contribution Timing Experiment October 2014 Update.

Annual Contribution Roth IRA

Shares Price Total Cost Market Value $ Gain/Loss
312.50 18.93 5,500.00 5,915.62 415.62

Account Summary:

  • No account transactions to report.

Monthly Contribution Roth IRA

Shares Price Total Cost Market Value $ Gain/Loss
236.08 18.93 4,681.00 4,889.86 208.86

Account Summary:

  • 10/01/2014
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