The other week I was browsing some personal finance blogs before bed. One of the blogs I read talked about the Fidelity American Express card, which is offering a sign-up bonus. I left a comment to correct the author on the rewards terms and then proceeded to reply to a few other comments with Continue Reading
Annual vs. Monthly IRA Contribution Experiment – February 2014 Update
The Annual vs. Monthly IRA Contribution Timing Experiment February 2014 Update.
Annual Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 312.50 | 17.98 | 5,500.00 | 5,618.75 | 118.75 |
Account Summary:
- No account transactions to report.
Monthly Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 81.05 | 17.98 | 1,409.00 | 1,457.24 | 48.24 |
Account Summary:
- 02/01/2014
The Best Time Of Year To Start Investing
The best time of year to get started with investing is the beginning of the year between January and April. Why? It’s because the contribution period for my favorite type of retirement investment account, the IRA, overlaps.
The contribution period for an IRA starts on January 1st and lasts until the tax-return filing deadline the Continue Reading
Annual vs. Monthly IRA Contribution Experiment – January 2014 Update
The Annual vs. Monthly IRA Contribution Timing Experiment January 2014 Update.
Annual Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 312.50 | 17.21 | 5,500.00 | 5,378.13 | -121.87 |
Account Summary:
- No account transactions to report.
Monthly Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 56.82 | 17.21 | 1,000.00 | 977.84 | -22.16 |
Account Summary:
- No
Annual vs. Monthly IRA Contribution Experiment
The Annual vs. Monthly IRA Contribution Timing Experiment Version 2. This update covers the initial contribution and purchases in the corresponding Roth IRA accounts in the experiment.
Annual Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 312.50 | 17.60 | 5,500.00 | 5,500.00 | 0.00 |
Account Summary:
- 01/01/2014 – Contributed $5,500.00
- 01/02/2014 – Purchased mutual fund
IRA Contribution Timing Experiment Rules
The following are the rules for Version 2 of the Annual vs. Monthly IRA Contribution Timing Experiment. These rules are meant to be the guidelines upon which the experiment is run.
The experiment begins on January 1, 2014 and will continue as part of a lasting effort to discover how investment timing affects performance over Continue Reading
