Money, Nursing, Food, Life.
by Long Pham
These days, everything is subscription based, as to try to keep customers paying for a product or service as long as possible. It’s a great business model and something that I would try to implement myself if I was trying to sell something. However, for the consumer, subscriptions can be a terrible, terrible thing.
Think Continue Reading
by Long Pham
My wife doesn’t know it, but I gave her the most romantic Valentines Day gift.
I put time aside to contribute the annual maximum into each of our non-deductible Traditional IRA’s and converted them into our Roth IRA’s using the backdoor method. I re-balanced our asset allocation across all of our retirement investment accounts, re-calculated Continue Reading
by Long Pham
Hey guys. I don’t promote things that I am not a big believer in or don’t use myself. I have been using Quicken for over ten years to keep track of my finances. I think it’s a much better way to organize your financial life than the automatic online websites or apps. In fact, if Continue Reading
by Long Pham
I started this blog at the end of 2011. Over the past couple of years, I have had a couple false starts and very poor success at gaining a solid readership. I can’t really blame anyone. I did a very bad job at writing consistently and doing things that other bloggers do to promote their Continue Reading
by Long Pham
Like the previous quarter, I haven’t put much time and effort into this blog during the last quarter. I haven’t had much motivation to write about financial topics – and the truth is, I stopped caring for a while. It’s probably because I think that most people don’t care anyway. Debt lives on, lifestyles get Continue Reading
by Long Pham
The Monthly vs. Annual lump-sum IRA contribution timing experiment December 2013 update.
| Fund | Shares | Price | Cost Basis | Market Value | Gain/Loss | Gain/Loss % |
|---|---|---|---|---|---|---|
| VTSMX | 204.62 | 46.67 | 7,007.07 | 9,549.80 | 2,542.79 | 36.29 |
| VGTSX | 190.38 | 16.75 | 2,734.84 | 3,188.88 | 454.04 | 16.60 |
| VBMFX | 104.89 | 10.56 | 1,155.76 | 1,107.63 | -48.13 | -4.16 |
| Totals: | 10,897.61 | 13,846.31 | 2,947.70 | 27.06 |
Account Summary : Continue Reading
