Last this week, I was reading Individual Investors Help Drive Stock Surge in The Wall Street Journal. The opening sentence, “Small investors are jumping back into the stock market after abandoning it during the financial crisis” got me thinking about why this is happening.

The market is reaching levels not seen since 2007, prior to Continue Reading

The year is almost over, but it’s not too late to contribute to an IRA. You have until Monday April 15, 2013 to contribute to a 2012 Traditional or Roth IRA.

The maximum amount you can contribute to an IRA for 2012 is $5,000.

If you are age 50 or over, you can contribute an Continue Reading

Most investors will never have to deal with the following types of investment accounts. They fit very specific needs and if you do ever have to deal with them, you will probably have (or should enlist) the help of a professional.

We may revisit these topics in detail at a much later date, but for Continue Reading

Saving in regular taxable investment accounts can be a great way to build wealth. Provided you structure your portfolio correctly; taxable accounts can be used to provide tax-efficient investing through capital gains management, give you the ability to use tax gain/loss harvesting to reduce current and future tax liabilities, and diversify your holdings.

Before you Continue Reading

Education is is easily one of the top priorities parents have for their children. If you are financially stable and your children have aspirations to achieve a university level degree, you probably still have a lot to worry about.

How will I pay for it?

That’s a big question. If you remember my quote from Continue Reading

Being self-employed has a lot of benefits. You can set your own hours, work from home in your pajamas, and can give yourself as much vacation time as you want (or can afford). I can think of many more silver linings to promote working for yourself, but there are some drawbacks to think about.

Working Continue Reading