Some call it the idiot tax. Some call it a tax on the poor and the stupid. That’s all fine and dandy, but everyone spends money on frivolous things. Hell, there are worse things to spend your money on. I’d call tobacco products, high end fashion items (purses, jewelry), and “collectors items” (sports memorabilia), idiot Continue Reading

These days, everything is subscription based, as to try to keep customers paying for a product or service as long as possible. It’s a great business model and something that I would try to implement myself if I was trying to sell something. However, for the consumer, subscriptions can be a terrible, terrible thing.

Think Continue Reading

I’m not going to tell you how to protect your online accounts by not using passwords like God and “password,” or PIN numbers like 1234 and 0000. You already know that.

With the proliferation of hackers penetrating the security of major financial institutions and social media hubs, account security is being expanded beyond the user Continue Reading

The deadline to switch from paper checks to electronic payments, or direct deposit, for payments of Social Security, VA, or other federal benefits from the U.S. Treasury is by March 1, 2013.

The mandatory change is expected to save taxpayers $120 million a year. Recipients, or those who will be applying for federal benefits Continue Reading

A week ago, I spent a little time reading about frequent flyer miles and how people go out of their way to boost their points or optimize their earnings. It’s a little crazy how people use a combination of airline branded credit cards and flight schedules in order to maintain their elite flying status. Of Continue Reading