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Interest In Escrow Accounts

February 17, 2015 by Long Pham

A few years ago I announced that my wife and I had paid off all of our student loan and car debt. So except for the mortgage, we’ve been able to remain debt free, which I think is pretty good for living in Southern California where real estate is pretty pricey.

I have used Continue Reading

Is Mortgage Refinancing a Good Option?

April 24, 2013 by Long Pham

By Catey Hill, courtesy of Zillow

The super-low interest rates mortgage companies are now offering make refinancing tempting. Who wouldn’t want a rate just around 3 percent? Refinancing can help build equity in a home faster, shorten the loan term, lower monthly mortgage payments, lessen the amount of interest owed and more. But refinancing isn’t Continue Reading

Buy Or Rent? Things To Consider Before Jumping Into Home Ownership

May 24, 2012 by Long Pham

Home ownership has long been the cornerstone of the American dream. In an age where social media has made “Keeping up with the Joneses” a necessity, buying a home remains one of the top social status markers. It’s a sign that you’ve made it, right?

Perhaps it’s because home ownership can take on so many Continue Reading

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