Money, Nursing, Food, Life.
by Long Pham
The best time of year to get started with investing is the beginning of the year between January and April. Why? It’s because the contribution period for my favorite type of retirement investment account, the IRA, overlaps.
The contribution period for an IRA starts on January 1st and lasts until the tax-return filing deadline the Continue Reading
by Long Pham
The Annual vs. Monthly IRA Contribution Timing Experiment January 2014 Update.
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 312.50 | 17.21 | 5,500.00 | 5,378.13 | -121.87 |
Account Summary:
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 56.82 | 17.21 | 1,000.00 | 977.84 | -22.16 |
Account Summary:
by Long Pham
The Annual vs. Monthly IRA Contribution Timing Experiment Version 2. This update covers the initial contribution and purchases in the corresponding Roth IRA accounts in the experiment.
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 312.50 | 17.60 | 5,500.00 | 5,500.00 | 0.00 |
Account Summary:
by Long Pham
The following are the rules for Version 2 of the Annual vs. Monthly IRA Contribution Timing Experiment. These rules are meant to be the guidelines upon which the experiment is run.
The experiment begins on January 1, 2014 and will continue as part of a lasting effort to discover how investment timing affects performance over Continue Reading
by Long Pham
These days, everything is subscription based, as to try to keep customers paying for a product or service as long as possible. It’s a great business model and something that I would try to implement myself if I was trying to sell something. However, for the consumer, subscriptions can be a terrible, terrible thing.
Think Continue Reading
by Long Pham
My wife doesn’t know it, but I gave her the most romantic Valentines Day gift.
I put time aside to contribute the annual maximum into each of our non-deductible Traditional IRA’s and converted them into our Roth IRA’s using the backdoor method. I re-balanced our asset allocation across all of our retirement investment accounts, re-calculated Continue Reading
