The Annual vs. Monthly IRA Contribution Timing Experiment September 2015 Update.
Annual Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 614.12 | 17.60 | 11,120.63 | 10,808.44 | -312.19 |
Account Summary:
- No account transactions to report.
Monthly Contribution Roth IRA
| Shares | Price | Total Cost | Market Value | $ Gain/Loss |
|---|---|---|---|---|
| 524.93 | 17.60 | 9,741.32 | 9,238.68 | -502.64 |
Account Summary:
- 09/01/2015 – Contributed $458.33
- 09/01/2015 – Purchased mutual fund (VTIVX)
Annual vs. Monthly IRA Account Comparison
| Account | % Monthly Return | Total % Gain/Loss |
|---|---|---|
| Annual | -2.92 | -2.81 |
| Monthly | -2.80 | -5.16 |
Analysis:
- This is a late update without any economic/market analysis.
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