Money, Nursing, Food, Life.
by Long Pham
The United States of America officially abolished slavery in 1865 with the adoption of the 13th Amendment to the United States Constitution. Slavery still hasn’t ended.
Everyday, in the media, in schools, in government, and in our families, we’re all taught and encouraged to be slaves. We set up our lives so we feel free. Continue Reading
by Long Pham
2012 was a very good year! We managed to pay off all of our debt, except for the mortgage, in nine months. 2013 is off to a great start as we will be able to max out all of our retirement accounts for the first time and boost our savings rate significantly.
by Long Pham
I recently applied for a Fidelity Investment Rewards American Express card (this is a followup post to: What The Best Credit Card Rewards Programs Aren’t Telling You) because of their unlimited 2% cash back rewards program. When reading the fine print, it sounded like the cash rewards could be deposited into a Fidelity account Continue Reading
by Long Pham
The Monthly vs. Yearly IRA contribution timing experiment December 2012 update.
| Fund | Shares | Price | Cost Basis | Market Value | Gain/Loss | Gain/Loss % |
|---|---|---|---|---|---|---|
| VTSMX | 104.44 | 35.64 | 3,324.24 | 3,772.31 | 398.07 | 11.97 |
| VGTSX | 95.87 | 14.98 | 1,290.98 | 1,436.08 | 145.10 | 11.24 |
| VBMFX | 47.00 | 11.09 | 516.20 | 521.19 | 4.99 | 0.97 |
| Totals: | 5,131.42 | 5,679.58 | 548.16 | 10.68 |
Account Summary :
by Long Pham
I’m going to introduce you to a very simple idea which is the most important concept of the Extreme Money Makeover Plan. In order to obtain financial security, you must integrate this way of thinking into all aspects of your life.
Lets put the phrase “time is money” into mathematical terms: Time = Money
by Long Pham
I believe that every consumer should have access to a credit card that has the best available rewards program. That’s why I’ve been an avid user of the American Express Blue Cash credit card since 2007. When I discovered the card, I thought I had the best rewards credit card, so I have been using Continue Reading
